New Hampshire just made a big change. Starting Wednesday, you need insurance for your ATV or snowmobile. This new rule affects all registrations and renewals. It’s happening now across the state.
This is a key update for many riders. Do you own an ATV or snowmobile? Then this new law impacts you directly. You must show proof of insurance to complete any vehicle transaction.
New Insurance Rules for Riders
This week, a new state law takes effect. It asks for specific liability coverage. You need at least $25,000 for bodily injury per person. The total for bodily injury per accident must be $50,000. You also need $25,000 for property damage. This protects everyone on the trails.
The state’s Division of Motor Vehicles (DMV) shared this important reminder. This rule started because of more uninsured accidents. Insurance helps protect those involved in a crash. It ensures victims can get help for their injuries or property.
This law aims to keep everyone safer. It makes sure that accident victims can get compensation. This protects both riders and other people. This applies to vehicles used on trails, lakes, and public land.
Who Needs to Get Covered?
This new law affects most ATV and snowmobile owners. New Hampshire has over 60,000 registered ATVs and snowmobiles. Many of these vehicles use public and private trails. The new law applies to all these uses.
However, there is one key exception. If you only use your vehicle on your own land, this law does not apply. You do not need to show proof of insurance for that specific use. Check your usage carefully to know if you need coverage.
For more details, you can visit the official New Hampshire DMV website. They offer clear guidance on registration needs. You can learn more about vehicle safety and registration requirements there.
Why This Change Matters Today
This new requirement is crucial for riders. It makes sure that all off-road vehicles have basic protection. This helps prevent financial hardship after an accident. It also brings New Hampshire in line with other states that already have such laws.
This change highlights a growing trend. States want to increase safety for recreational vehicle users. Being prepared means you can enjoy your ride without worry. Make sure you get your insurance before your next renewal.
Having proper coverage is smart for everyone. It helps protect you, your passengers, and others. It is important to ride safely and follow all rules. Understanding this new law keeps you compliant. You can also learn more about ATV and snowmobile safety tips online.
