admin Loading video… Unable to load video. Please try again. Retry Yes, it is possible to get a car loan during your job probation period in India, but lenders often treat probationary employees as higher risk than confirmed staff. Approval depends on your income stability, credit history, down payment, and the specific bank or NBFC you … Read more
Loading video… Unable to load video. Please try again. Retry Buying a car often means availing a loan, but your existing equated monthly instalments (EMIs) can directly shape how much you are eligible to borrow. Lenders assess your total monthly debt burden before approving a car loan, so ongoing repayments for personal loans, home loans, … Read more
Loading video… Unable to load video. Please try again. Retry A monthly salary of ₹25,000 can qualify for a car loan, but the approved amount, interest rate, and repayment terms depend on your existing debts, employment stability, credit history, and the lender’s internal policies. This guide explains what influences car loan eligibility on this income … Read more
Loading video… Unable to load video. Please try again. Retry Yes, it is possible to get a car loan in India without a credit history, though lenders may treat you as a higher-risk borrower. A credit history shows how you have managed past loans or credit cards. First-time borrowers often do not have a CIBIL … Read more
Loading video… Unable to load video. Please try again. Retry Your CIBIL score plays a key role when you apply for a car loan in India. It helps lenders assess your credit history and repayment behaviour before deciding whether to approve your application and at what interest rate. While there is no single universal cutoff, … Read more
Loading video… Unable to load video. Please try again. Retry Buying a car in India often begins with choosing a model, but the loan amount depends on more than just the price printed on the brochure. Understanding the difference between ex-showroom price and on-road price helps you calculate the right down payment, estimate your equated … Read more
Loading video… Unable to load video. Please try again. Retry Choosing between a zero down payment car loan and paying the full amount upfront changes the total cost of owning a car in India. Both options suit different financial situations, but the long-term expense can vary significantly depending on interest, tenure, and your available savings. … Read more
Loading video… Unable to load video. Please try again. Retry Buying a car often means choosing between a 10 per cent and a 20 per cent down payment. A larger down payment reduces the loan amount, but it also requires more cash upfront. This article compares how both options affect your equated monthly instalment (EMI), … Read more
Loading video… Unable to load video. Please try again. Retry Buying a car in India often means combining personal savings with borrowed funds. A car loan EMI calculator with down payment helps buyers estimate monthly repayments before applying. By entering the car price, down payment, loan amount, interest rate, and tenure, you can see how … Read more
Loading video… Unable to load video. Please try again. Retry Transferring a car loan to another lender is usually done to reduce the monthly instalment or lower the overall interest cost. When only two years remain on the existing loan, the potential savings are smaller because most of the interest has already been paid. Borrowers … Read more