Loading video… Unable to load video. Please try again. Retry Buying a car in India usually comes down to two main choices: purchasing with an auto loan or taking the vehicle on lease. Both options involve monthly payments, but they differ in ownership, upfront cost, tax treatment, and long-term value. This article outlines the key … Read more
Loading video… Unable to load video. Please try again. Retry Choosing between a car loan and a loan against a fixed deposit depends on the cost of borrowing, the speed of approval, and what you are willing to pledge as security. This guide compares both options to help Indian borrowers decide which is more economical … Read more
Loading video… Unable to load video. Please try again. Retry When buying a car in India, borrowers often choose between a dedicated car loan and a general-purpose personal loan. Both options provide funds to purchase a vehicle, but they differ in interest rates, collateral requirements, loan amounts, repayment terms, and documentation. Understanding these differences helps … Read more
Loading video… Unable to load video. Please try again. Retry Buying a car in India is a major financial decision, and choosing between a new car loan and a used car loan can affect your monthly budget for years. This guide compares the full cost of ownership so you can decide which option fits your … Read more
Loading video… Unable to load video. Please try again. Retry Buying a car is one of the bigger financial decisions many Indian households make. Choosing between paying cash and taking a loan depends on your savings, monthly income, future goals, and the total cost of ownership. This article explains how to compare both options using … Read more
Loading video… Unable to load video. Please try again. Retry If you are buying a vehicle for personal use or business transport in India, choosing between a personal car loan and a commercial vehicle loan affects your interest cost, repayment term, and documentation. Both are secured loans, but lenders assess them differently based on the … Read more
Indian business owners often consider buying a car through a private limited company instead of as an individual. Whether the vehicle is used for client visits, employee transport, or company operations, the financing route, tax treatment, and compliance steps differ from a personal car loan. This article answers common questions about buying a car through … Read more
A partnership firm in India can apply for a car loan to purchase a vehicle for business use. Ownership and documentation requirements differ from personal loans because the firm, rather than an individual, is the borrowing entity. This checklist explains the application process, ownership considerations, and documents typically needed by Indian lenders. Eligibility for a … Read more
Non-resident Indians who want to buy a vehicle in India often face a practical problem: they cannot be physically present to sign loan documents at every stage. A power of attorney allows a trusted person in India to act on the NRI borrower’s behalf. This article explains what to ask your bank before applying for … Read more
Loading video… Unable to load video. Please try again. Retry Non-resident Indians (NRIs) can purchase a car in India using a car loan offered by Indian banks and financial institutions. These loans allow eligible NRIs to finance a new or used vehicle without needing to transfer the full purchase amount from abroad at once. Terms, … Read more